Effective Date: Sep. 01 2025
Last Updated: Sep. 29 2025
Welcome to Bankilx. These Terms & Conditions (“Terms,” “Agreement”) govern your use of our website, mobile applications, and financial services (“Services”). By creating an account or using our Services, you agree to be bound by these Terms. Please read them carefully.
You must be at least 18 years old and legally capable of entering into binding contracts.
You must reside in a jurisdiction where our Services are available and comply with all applicable laws.
By registering, you confirm that the information you provide is accurate and complete.
You are responsible for maintaining the confidentiality of your login credentials.
You must not share your password or allow unauthorized access.
You agree to notify Bankilx immediately of any suspected unauthorized use of your account.
We may require two-factor authentication (2FA) or other security steps.
Bankilx provides tools for:
Managing accounts and balances.
Sending, receiving, and transferring money.
Viewing transaction history and statements.
Other financial services as may be introduced.
We may update or modify Services at any time without prior notice.
You agree not to use Bankilx Services for:
Fraud, money laundering, or illegal transactions.
Purchasing or selling prohibited goods or services.
Abusing, hacking, or interfering with Bankilx systems.
Violating intellectual property or privacy rights.
Bankilx may suspend or terminate accounts engaging in prohibited activities.
Fees for transactions or specific services will be disclosed at the time of use or on our Fees page.
You are responsible for all applicable fees, taxes, and charges.
Bankilx may set transaction or balance limits for security, compliance, or risk management reasons.
Certain transactions may require additional verification.
Transactions are final once processed, except as otherwise provided under our Dispute Resolution Policy.
If you believe a transaction is unauthorized or incorrect, you must notify us within [X days] of the transaction.
We will investigate and may request supporting documentation.
Resolution will follow applicable laws and Bankilx policies.
Your privacy is important to us. Please review our Privacy Policy for details on how we collect, use, and protect your data.
Bankilx uses encryption, fraud monitoring, and account protection measures.
Despite safeguards, no system is 100% secure. By using our Services, you accept the risks inherent in online transactions.
We may suspend or close your account if you violate these Terms, applicable laws, or security policies.
You may close your account at any time, provided there are no pending transactions or unresolved disputes.
Bankilx is not liable for indirect, incidental, or consequential damages arising from your use of our Services.
Our total liability shall not exceed the amount of fees paid to us in the preceding [12 months].
You agree to indemnify and hold harmless Bankilx, its affiliates, employees, and agents from claims, damages, or losses arising from your use of the Services or violation of these Terms.
We may update these Terms at any time. Continued use of our Services after changes are posted constitutes acceptance of the revised Terms.
These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes will be resolved in the courts of United State of America
For questions about these Terms, please contact us:
Email: legal@bankilx.com
Phone: +1 302 98 39 053
Address: 131 Continental Dr Suite 305 Newark, DE, 19713 US